You can customise your repayment plan so it works for you.
This means you can either make minimum repayments, larger repayments, or clear your outstanding balance.
Lots of people overpay on their credit cards to reduce the amount of interest on their outstanding balance.
By changing your repayment amount, it can help you pay more than the minimum amount and clear your balance faster.
If you use it effectively, paying back the total balance will mean you'll never pay any interest.