How is Keebo different from other credit card providers?

Unlike other credit card providers, we don't make lending decisions based solely on your credit history.

Instead, we use open banking to get a better understanding of your finances, so we can offer personalised credit that's based on your financial behaviour.

Every payment you make with your Keebo card, and all your linked accounts, feeds into our underwriting technology.

This means we can help you understand how your spending is building towards your life goals. As your financial status changes, your credit will, too.

We're proud to say that we're currently the only credit card company authorised by the Financial Conduct Authority (FCA) to use open banking data for credit and underwriting.

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