How do you determine the amount of credit limit increase I will get?

The amount of credit limit increase depends on many factors, including:

- quality of data we can see in your linked bank accounts (e.g. have you linked an account to which your income is paid),

- affordability assessment to ensure you can afford to make repayments when you use the new credit limit, and

- your usage of Keebo card (if your card is not being used, we may assume there is no need for a credit limit increase).

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