At the time you reach your milestone, you will get your reward unless:
* Your Keebo credit account is in arrears or your balance is above the credit limit
* There is a pending dispute or complaint with Keebo
* The Keebo card is blocked/suspended (for any reason, e.g. suspected fraud etc)
* Final affordability checks (in some cases even when you reach a milestone, we may not be able to offer credit due to certain credit or affordability checks required by our regulator, the FCA. But this is expected to be rare).